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SMS is used for login codes and alerts, but text messages can be intercepted, spoofed, or redirected through phone-account attacks.

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SMS (Short Message Service) is a standardized mobile-network service for sending short text messages between phone numbers. It is widely used for person-to-person communication, service notifications, and one-time authentication codes, but messages are generally not end-to-end encrypted and may be visible to mobile operators or infrastructure handling delivery.

Security concerns include smishing—phishing delivered by text—along with sender-ID spoofing, malicious links, and social engineering. Account recovery and SMS-based multi-factor authentication can also be undermined when an attacker takes control of a phone number through SIM swapping, abuses carrier processes, or exploits signaling-system weaknesses. Organizations should avoid treating SMS as a high-assurance authentication factor where stronger options are practical, restrict sensitive content in texts, monitor number-change and authentication events, and train users to verify unexpected messages through a trusted channel.

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Krebs on Security 7 months, 1 week ago

SMS Phishers Pivot to Points, Taxes, Fake Retailers

China-based phishing groups blamed for non-stop scam SMS messages about a supposed wayward package or unpaid toll fee are promoting a new offering, just in time for the holiday shopping season: Phishing kits for mass-creating fake but convincing e-commerce websites that convert customer payment card data into mobile wallets from Apple and Google. Experts say these same phishing groups also are now using SMS lures that promise unclaimed tax refunds and mobile rewards points.