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Futurex's Ruchin Kumar on CBDC Adoption and HSM Security for TransactionsCBDCs are expanding, with 90% of central banks exploring them. India's e-rupee pilot shows strong adoption, backed by RBI standards and HSM-secure transactions. Ruchin Kumar, VP for South Asia at Futurex, underscores awareness, interoperability and encryption as keys to CBDC success and PQC readiness.